Personal Finance

Social Security

Choosing when and how to claim Social Security benefits is one of the biggest financial decisions Boomers face today. Failing to use the right strategy can cost you a lot of money in unclaimed Social Security income over your life-time and potentially put your surviving spouse at financial risk. Join us in the informative class where we will explore the ways in which you can maximize your benefit. You will gain the knowledge necessary to make an educated and confident election decision.

Real Estate From A-Z

Join experienced real estate investor and mortgage broker Athena Paquette for this 3 hour intensive and riveting class on how YOU can create passive income with real estate investing. Topics covered include investing for fast equity, investing with ZERO money out of your pocket, investing out of state and which states are right, small units and big units, flipping, using OPM and more. Real current deals are used as examples. This class changes every time, so repeat students are welcome. Includes 100 page workbook. Ideal for beginning and experienced investors

Taxes in Retirement

Learn how to generate tax-free income by using overlooked tax tips per IRS guidelines. With the new CARES ACT & SECURE ACT, there will never be a more cost-effective time to leverage your current assets into tax-free assets such as LIRPS or Roth IRAs. As you move your taxdeferred funds to a tax-free territory, you reduce the impact of future tax hikes on your retirement savings. How will our Government continue to pay interest on our 25 trillion-dollar debt? Increase our taxes. Also, accounts like 401Ks, 403bs, IRAs, and those who have an inheritance are easy targets.

Maximizing Retirement Income

This informative and educational class helps you to gain insight to maximize your income in retirement. Find out if you can retire comfortably and do the things you want. We will discuss how to protect your retirement income, ways to prevent you from outliving your money, and the allocation of your investments for maximum income with safety. We will also examine when to apply for Social Security benefits as well as various investment options including stocks, bonds, mutual funds, annuities, and real estate. If you are recently retired or contemplating retirement soon, this class is a must!